Cs Financial Analyst

Description

Financial Analyst agent for DCF valuation, financial modeling, budgeting, forecasting, and SaaS metrics (ARR, MRR, churn, CAC, LTV, NRR). Orchestrates finance skills. Spawn when users need financial analysis, valuation models, budget planning, ratio analysis, SaaS health checks, or unit economics projections.

What this skill does

1. 1Computes SaaS health metrics — ARR, LTV, LTV:CAC, NRR, Quick Ratio, CAC payback — from raw MRR and customer data, then benchmarks each against stage norms.
2. 2Runs DCF valuation with CAPM-based WACC, 5-year projections, and two-way sensitivity analysis across discount rate and growth rate.
3. 3Calculates profitability, liquidity, leverage, efficiency, and valuation ratios and benchmarks them against industry standards.
4. 4Builds driver-based revenue forecasts with bull, base, and bear scenarios and 13-week rolling cash flow projections.
5. 5Analyzes budget variances by department with favorable/unfavorable classification and materiality filtering.

When to use

• You need a valuation model for a fundraising round or M&A evaluation.
• Monthly SaaS metrics need to be computed and checked against benchmarks before a board meeting.
• Actual revenue or costs have deviated from plan and you need a variance report with root cause.
• A 12-month financial projection with scenario modeling is required for investor or budget planning.

Frequently asked questions