Cfo Review

Description

Numerate-skeptic review of any plan that touches money: burn multiple, runway scenarios, LTV/CAC by channel, capital allocation alternatives, revenue quality, and bear-case survival. Delivers a GREEN/YELLOW/RED verdict with specific cut triggers and 3 concrete next steps.

What this skill does

1. 1Calculates burn multiple, runway scenarios (base/bull/bear), LTV/CAC by channel, and CAC payback period using Python scripts before rendering any verdict.
2. 2Interrogates capital allocation by forcing an explicit comparison of 3 alternatives (hiring, product, marketing) for the dollars in question.
3. 3Assesses revenue quality by checking gross margin trend at scale and flagging models where cost of revenue grows faster than revenue.
4. 4Runs a bear case survival test: if revenue is 50% of plan, does the company remain default-alive for 18 months?
5. 5Delivers a GREEN/YELLOW/RED verdict with specific cut triggers, review checkpoints, and 3 concrete next steps — not qualitative commentary.

When to use

• Any spend exceeding 1% of revenue needs approval and you want a structured financial review with unit economics before signing off.
• A fundraise conversation is opening and you need dilution path, runway scenarios, and revenue quality documented first.
• A new hire requisition or multi-year contract is on the table and you need opportunity cost and bear case survival checked.
• Pricing or unit economics are changing and you need LTV/CAC and margin trend analysis to validate the decision numerically.

Frequently asked questions